Dayton Ohio’s Leading Bankruptcy Firm
At Fesenmyer Law Offices we offer a strong knowledge of the law, a professional and understanding atmosphere, and flexible hours for your free initial consultation. We pride ourselves in our experience, cost-effective representation, and our commitment to prompt communication.
Our goal is to provide you with the highest quality legal services in a timely and personal fashion. This site is designed to assist you in obtaining information about our firm and the services we offer.
With locations in Dayton, Columbus & Cincinnati, Ohio we offer Chapter 7 bankruptcy, Chapter 13 debt reorganization, foreclosure defense services, and real estate transaction services.
Bankruptcy (Chapter 7 & Chapter 13)
Filing for bankruptcy protection can help you eliminate the bills you cannot afford while keeping your assets, such as your car and your house. Bankruptcy is a federal law that allows for a Chapter 7 fresh start or a Chapter 13 consumer debt reorganization. We can help you eliminate harassing creditor calls, stop foreclosures or vehicle repossessions, and begin to re-establish your credit.
During your initial free consultation, we will assess your financial situation and work with you to determine the best solution for your case. We can help you determine if you qualify for Chapter 7 or Chapter 13 bankruptcy, or if debt settlement, loan modification, or foreclosure defense is the best solution for you.
Real estate transactions can become complicated with many different parties having an interest in the transaction. Whether you are buying or selling your first home or purchasing investment properties, having an experienced attorney on your side can ensure that your transaction goes smoothly while protecting your legal rights. We will take the time to review all of the documents involved in a real estate transaction with you and help you understand your rights as well as your responsibilities in the contract.
Whether you have received foreclosure notices or you are simply having a difficult time paying your mortgage each month, we can help. During your free consultation, we will explain and evaluate the situation carefully to determine your best option. If you are facing an urgent situation such as eviction, foreclosure or a sheriff’s sale, we can act quickly to get a cancellation. Our dedicated team of Dayton attorneys will offer you professional legal counsel to help you determine the best option for your individual situation.
Often times, creditors are willing to negotiate and accept a reduced payment rather than to face not receiving any financial compensation at all. With this type of debt settlement, a reduced lump sum payment is made and the account is considered paid in full.
Outstanding debts that may qualify are credit cards, medical bills, and deficiencies on vehicles or mortgages. You may not negotiate student loans, child support or alimony as part of the debt settlement process. If filing for Chapter 7 or Chapter 13 bankruptcy is not the best remedy, a debt settlement may be a good alternative.