Columbus Ohio’s Leading Bankruptcy Firm
Our goal is to provide you with the highest quality legal services in a timely and personal fashion. This site is designed to assist you in obtaining information about our firm and the services we offer.
With locations in Dayton and Columbus, Ohio we offer Chapter 7 bankruptcy, Chapter 13 debt consolidation, foreclosure defense services, and real estate transaction services.
At Fesenmyer Law Offices we offer a strong knowledge of the law, a professional and understanding atmosphere, and flexible hours for your free initial consultation. We pride ourselves in our experience, cost-effective representation, and our commitment to prompt communication.
Bankruptcy (Chapter 7 & Chapter 13)
Bankruptcy is a federal law that allows for a Chapter 7 fresh start or a Chapter 13 consumer debt reorganization. Filing for bankruptcy protection can help you eliminate the bills you cannot afford while keeping your assets, such as your car and your house. We can help you eliminate harassing creditor calls, stop foreclosures or vehicle repossessions, and begin to re-establish your credit. We will carefully discuss and review your financial situation during your free consultation and help you understand all of your available options and the best solution for your case. We can help you determine if you qualify for Chapter 7 or Chapter 13 bankruptcy, or if debt settlement, loan modification, or foreclosure defense is the best solution for you.
If you’re having difficulty paying your mortgage or facing foreclosure notices on your property, contact our office for a free consultation to learn more about your options for loan modification. Even if you are quickly facing a sheriff’s sale, foreclosure, or eviction we can work immediately to get a cancellation.
Debt settlement is a process through which your debt is negotiated to a reduced pay-off amount. Basically, creditors may be willing to accept a reduced amount, rather than receiving nothing at all. When a debt is settled, a lump sum payment must be made. Once this reduced amount is paid, the account is considered paid in full. Liabilities such as medical bills, credit cards, and deficiencies on mortgages and vehicles may be remedied in a debt settlement. Debts such as alimony, child support, and student loans are not subject to a debt settlement. If filing for Chapter 7 or Chapter 13 bankruptcy is not the best remedy, a debt settlement may be a good alternative.
Real Estate Transactions
Whether you are buying or selling your first home or purchasing investment properties, having an experienced attorney on your side can ensure that your transaction goes smoothly while protecting your legal rights. Real estate transactions can become complicated with many different parties having an interest in the transaction. We can help you review all of the documents involved in a real estate transaction and look out for your best interest throughout the entire process. We will take the time to explain all of the complex legal terminology and help you to understand your rights as well as your responsibilities in the contract.